What We Do
We buy Florida judgments, then enforce them as owner.
Once the assignment closes, the file is ours.
Judgment Purchase
Small claims, default judgments, and larger civil judgments are all reviewed. Qualifying judgments are acquired under a written purchase agreement and assignment. The seller is paid the agreed purchase consideration at closing.
Asset Investigation & Debtor Locate
Skip tracing, property records, employment indicators, UCC filings, and business-interest searches. This is how a judgment gets valued before purchase, and how enforcement targets are identified after it. The question is always what is non-exempt and actually reachable.
Post-Judgment Enforcement
Judgment liens, writs of garnishment, writs of execution and levy, proceedings supplementary, and debtor discovery. After closing, these are pursued by AllClear Judgment Recovery as judgment owner and for its own account — not on a seller's behalf.
Satisfaction of Judgment
When a judgment we own is paid, we record the satisfaction with the appropriate Clerk of Courts as the judgment holder of record, so the public record closes out correctly.
How It Works
Submit
Send the judgment details. The purchase review costs nothing and puts you under no obligation to sell.
Purchase Review
We locate the debtor and assess asset indicators, income sources, and real property to determine whether the judgment qualifies for purchase and what it is worth to us.
Purchase & Assignment
If we make an offer and you accept, the transaction closes under a written purchase agreement and assignment of judgment. Title to the judgment transfers to us.
You Are Paid at Closing
You receive the purchase consideration at closing and your involvement ends. Whatever enforcement takes after that — time, cost, outcome — is our risk, not yours.
Where We Buy — Central Florida
We review judgments from courts across the greater Central Florida region. County still matters, because enforcement after purchase runs through the local courts. Call to confirm coverage in your area.
Questions Judgment Holders Ask Us
How Florida Judgment Collection Works
Winning in court is step one. Collecting is step two, and it is the step most judgment holders never finish. A Florida civil judgment gives the holder legal authority to pursue the debtor's non-exempt assets, but that authority does nothing without the investigation and enforcement work to execute it. The section below explains how Florida judgment enforcement actually operates. If you hold a judgment and would rather not run that process yourself, AllClear Judgment Recovery buys qualifying Florida judgments outright and runs it as owner.
Purchase Review
Before we buy anything, we evaluate the judgment: the debtor's profile, the amount and age of the judgment, the court of origin, prior enforcement history, and any known asset indicators. If a judgment does not qualify, we say so and explain why. The review costs nothing and carries no obligation to sell.
Asset Investigation and Debtor Locate
Some debtors genuinely cannot pay. Others simply wait the holder out. Telling those two apart takes work: skip tracing, property records, employment indicators, UCC filings, business registrations, and other lawfully available records used to identify real property, business interests, vehicles, wages, and account indicators. What a debtor says they own and what the record shows are frequently different. Closing that gap is what determines whether a judgment is worth buying, and it is the first thing that happens after we own one. See how the judgment purchase review works.
Post-Judgment Remedies in Florida
Once assets are identified, enforcement can begin. Florida's post-judgment remedies include writs of garnishment against wages and bank accounts, judgment liens recorded against real property, writs of execution and levy on personal property, proceedings supplementary under Fla. Stat. §56.29, the Fact Information Sheet under Fla. R. Civ. P. 1.560, and debtor examination under oath. Which tools fit depends entirely on what the investigation shows. On a judgment we have purchased, AllClear Judgment Recovery selects and pursues those remedies as the judgment owner, files the papers, and handles any objections the debtor raises — for its own account.
Purchase, Not Contingency — What the Difference Means
Many judgment enforcement firms work on contingency: they keep a percentage of whatever they collect and remit the rest to you, and you stay the judgment creditor the whole time. That is not what happens here. AllClear Judgment Recovery buys the judgment. You are paid the agreed purchase consideration at closing under a written purchase agreement and assignment, and the judgment becomes ours. Investigation costs, filing fees, service fees, sheriff deposits, contested hearings, and the risk that nothing is ever recovered all move to us at that point. What you trade for that certainty is the upside: if we recover more than we paid, that difference is ours. Use our Florida judgment interest calculator to estimate what your judgment is worth today, including accrued post-judgment interest at the statutory rate of 8.06% effective July 1, 2026.
Florida Coverage Area
We review judgments from across Central Florida, including Seminole County, Orange County, Volusia County, Osceola County, and Lake County. Enforcement after purchase runs through the local Circuit and County Courts in each jurisdiction. Call to confirm coverage in your area: 407.855.8504.
Who Sells Judgments to Us
We review judgments offered by any party that holds an enforceable, unpaid Florida civil judgment and has authority to sell and assign it.
What We Do Not Do
- We do not act as your collection agent. We do not enforce, garnish, file, or investigate on a seller's behalf — we buy the judgment and act as its owner.
- We do not provide legal advice or legal representation to sellers. We are not a law firm and we are not attorneys. If you need legal counsel, consult a licensed Florida attorney.
- We do not guarantee any enforcement outcome. What is recoverable on a judgment depends on the debtor's actual asset position and legal status.
- We do not buy every judgment. Many do not qualify, and we will tell you that rather than waste your time.
- We do not harass debtors, make false threats, or misrepresent legal consequences.
That Judgment Is an Asset. Find Out What It's Worth.
An unpaid Florida judgment accrues statutory interest, but interest on a judgment nobody is enforcing is a number on paper. Submit yours for a purchase review and find out whether it qualifies — at no cost, with no obligation to sell.
407.855.8504 Submit Judgment for Purchase Review