AllClear Judgment Recovery
No Recovery. No Fee.
407.855.8504  |  Contact Us
Florida Judgment Recovery Specialist

Collect Your Judgment
We Recover What You’re Owed

You already won in court. Now let us enforce it. We locate hidden assets, file liens, garnish wages, and handle every post-judgment step — on a no recovery, no fee basis.

No Upfront Cost  ·  No Recovery, No Fee  ·  English & Tagalog
~80%
Industry sources report approx. 80% of civil judgments go unpaid
20 yrs
Florida judgment collection window
$0
Upfront cost — contingency only

What We Do

Full-service judgment enforcement — investigation through satisfaction filing.
You do nothing.

Judgment Recovery

Small claims, default judgments, or high-value civil judgments. We accept cases on a contingency basis — you pay nothing unless we recover.

Debtor Investigation

We locate assets, wages, bank accounts, real property, and any non-exempt item of value. If it can be garnished or levied, we find it.

Enforcement Actions

Liens, levies, wage garnishments, service of process, court hearings, and debtor objections — all paperwork and court proceedings handled.

Post-Recovery Filing

Once funds are recovered, we file and record a satisfaction of judgment with the appropriate Clerk of Courts on your behalf.

How It Works

1

Free Assessment

Submit your judgment details. We review collectability at no charge and tell you where you stand.

2

Investigation

We locate the debtor and identify all attachable assets, income sources, and real property.

3

Enforcement

We execute garnishments, levies, and liens — handling every court filing and maintaining active record activity to protect your case from dismissal.

4

You Get Paid

Funds recovered, satisfaction filed. We collect our contingency fee only on success.

Service Area — Central Florida

We serve judgment creditors throughout the greater Central Florida region. County matters — enforcement is executed through local courts. Call to confirm coverage in your area.

Seminole CountyCircuit & County Court
Orange CountyCircuit & County Court
Volusia CountyCircuit & County Court
Osceola CountyCircuit & County Court
Lake CountyCircuit & County Court

Creditor Questions We Hear Every Day

I have a judgment but the debtor claims they have no assets. What now?
Debtors lie. What they claim and what they own are two different things. We conduct independent asset investigations — public records, property databases, employment verification — to identify what can actually be seized. "No assets" is a claim, not a fact, until we verify it.
Can wages be garnished in Florida for a civil judgment?
Yes. Florida allows wage garnishment for civil judgments with specific exemptions. We determine whether garnishment applies, file the writ, and serve the debtor's employer directly.
Can a judgment lien attach to the debtor's real estate in Florida?
Yes — a certified copy of the judgment recorded in the county where the debtor owns property creates a lien. This can force payment when the debtor sells or refinances. We handle the recording in the correct county.
What is the Florida judgment interest rate?
Florida judgment interest accrues at a statutory rate set annually by the Chief Financial Officer. Use our judgment interest calculator to see what your judgment is worth today — including all accrued interest.
How long do I have to collect a civil judgment in Florida?
Florida judgments can be enforced for up to 20 years. But the clock is working against you — assets move, debtors relocate, and courts can dismiss inactive enforcement cases under Rule 1.420(e). Earlier action produces better results.

How Florida Judgment Collection Works

Winning in court is step one. Collection is step two — and it's the step most creditors never complete. A Florida civil judgment gives you legal authority to pursue the debtor's assets, but that authority is useless without the investigation and enforcement infrastructure to execute it. That's what AllClear Judgment Recovery provides.

Judgment Review

Before any enforcement action, we evaluate collectability. We assess the debtor's profile, the judgment amount, the court of origin, and any known asset indicators. If the judgment is not collectible in its current state, we tell you — not after billing you, but upfront. The review is free and carries no obligation.

Asset Investigation

Most debtors who refuse to pay are not broke — they're hiding assets or waiting you out. We conduct independent asset investigations using public records, property databases, employment verification, and licensed investigative resources to identify bank accounts, real property, business interests, vehicles, and wages. What the debtor claims to own and what they actually own are frequently different. We close that gap before any enforcement action is filed. Learn more about our free judgment review process.

Enforcement Options

Once assets are identified, enforcement begins. Florida post-judgment enforcement tools include writs of garnishment (wages and bank accounts), judgment liens recorded against real property, writs of execution and levy on personal property, and debtor examination proceedings under oath. We select and execute the appropriate tools based on what the investigation reveals — not a generic checklist. We handle all court filings, service of process, and any objections the debtor raises.

No Upfront Cost — How Contingency Works

We advance all costs: investigation fees, court filing fees, service fees, and enforcement costs. You pay nothing unless we recover. Our fee is a percentage of the amount recovered — collected only at the point of recovery. If we don't collect, you owe nothing. That structure aligns our incentive entirely with yours. Use our Florida judgment interest calculator to see the current value of your judgment, including accrued post-judgment interest at the current statutory rate of 8.25% (Q2 2026).

Florida Service Area

We serve judgment creditors throughout Central Florida including Seminole County, Orange County, Volusia County, Osceola County, and Lake County. Enforcement is executed through the local Circuit and County Courts in each jurisdiction. Call to confirm coverage in your area: 407.855.8504.

Who We Help

We work with any party holding an enforceable Florida civil judgment who has not been paid.

Individual Judgment Creditors
Small Business Owners
Judgment Assignees
Law Firms
Landlords
Contract Creditors

What We Do Not Do

That Judgment Is Money. Let's Go Get It.

In Florida, judgments collect interest — but only if you enforce them. Courts are actively dismissing inactive cases. The debtor is betting you won't act. Call now.

407.855.8504 Submit Free Judgment Review — No Obligation
Disclaimer: I am not an attorney. The information on this website is not legal advice. If you desire legal advice, consult a competent, licensed attorney in your area. All information, content, and materials available on this site are for general informational purposes only and do not constitute legal advice. Information on this website may not constitute the most up-to-date legal or other information. This website is for informational purposes only.